6 ways to avoid overspending during the holidays

It’s crunch-time for the yearly shopping spree, and your wallet may be feeling the pinch.  Here are some easy ways to free up more money – and time.

As the days on the calendar tick down and the mall crowds grow heavier and heavier, it can be easy to get caught up in the festive frenzy and go over your holiday shopping budget.  A study by RBC found that 51% of respondents went beyond their holiday budgets in 2016, up from 41% in 2015.

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The good news is there are simple ways to save cash – and time – during the holidays.  Here are 6 tips from Scott Hannah, president of the non-profit Credit Counselling Society.

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