A unique strategy to kick-start a financial future

CHILDREN ARE FULL OF IMMEASURABLE POTENTIAL – but they often need financial resources to make their dreams come true.  Aspiring professionals need to finance years of schooling.  Future entrepreneurs need start-up capital.  Everybody needs a home, and real estate doesn’t come cheap.

There are many ways to help build a foundation for a child’s or grandchild’s financial future.  One innovative strategy is to purchase insurance that increases in value over time.  This approach uses a permanent life insurance policy to facilitate the tax-efficient transfer of wealth between generations.

Here’s how it works

  • Purchase a permanent life insurance policy on the life of a child or grandchild
  • As the owner, choose to top up the premiums to build cash value
  • Transfer ownership of the policy to the child or grandchild at or after age 18

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