After death of spouse, CPP survivor’s benefit can be a shock

by Susan Noakes

Sometime in the painful days after a husband or wife’s death, the funeral home or a family member will encourage the bereaved spouse to fill out the paperwork to get the Canada Pension Plan survivor’s benefit.

It’s a moment few widows or widowers have prepared for, and it may come as a surprise how little survivors are expected to live on.

A senior couple who both get CPP benefits and Old Age Security (OAS) can live comfortably — they’ll have about $3,500 a month in income if they’re both getting the maximum benefits.

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