Should you retire early or retire late?

by Dave Dineen

There are some important issues to consider when deciding the right time to retire – and they’ll have an impact on more than your wallet.

When I was 57, I’d been retired for 3 years.  Most people I talk to assume that I’m luck, lazy, rich or ill.  (Disclosure:  I’m lucky, but not the other things.)

In my experience, early retirement is different from later retirement in lots of ways and I believe it’s revealing to sort the differences into 3 categories.

Financial differences

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